Rates

Kansas City P&G Employees Credit Union offers the best loan rates in the Kansas City area. The annual percentage yield for savings rates is lower compared to loan rates, but your choice should depend on your financial needs regarding buying a car. Whatever you choose, regular savings or share certificates, be entirely informed about the term.

Savings Rates

Type	Term	Rate
Regular Savings	N/A	0.20% APY
Share Certificates	3 Months	0.25% APY
	6 Months	0.45% APY
IRA	N/A	0.45% APY
*APY - Annual Percentage Yield

Regarding loan rates, Kansas City P&G Employees Credit Union gives you the opportunity to provide a used vehicle or new vehicle as collateral and get the money you need today. Update: We shortened the maximum term of secured loans to 36 months to make your repayment term more stable which will decrease the loan rates. Please, check the table below to see other updates

Simple Loan Calculator
This calculator will compute a loan's monthly payment and total interest charges.
Principal ($):
Interest Rate (%):
# of Years:

Monthly payment:
Total Interest:

Loan Rates

Collateral	TermA	Rate
Updated: March 2022
Used Vehicle
'15-'18	24 Months	3.24% APR
'15-'18	36 Months	3.24% APR
'14 & older	24 Months	3.50% APR
'14 & older	36 Months	3.50% APR
'14 & older	60 Months	3.50% APR
New Vehicle
'15-'18	24 Months	3.24% APR
'15-'18	36 Months	3.24% APR
Share Secured	26-36 Months	2.70% APR
P&G Stock Secured	24-36 Months	3.00% APR
Signature	up to 36 Months	9.75%-15.75% APR
*APR - Annual Percentage Rate