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Information contained within is not all inclusive.
Please contact the Credit Union with any questions you may have. |
Membership
| Membership in this Credit Union is limited to active and retired employees of
the Procter & Gamble Manufacturing Company Kansas City Soap Plant and the Kansas
City P&G Employees Credit Union, their immediate family members and associates
of this Credit Union. Membership, once established, may continue even
though the Credit Union member would not be eligible for new membership. |
MINIMUM MEMBERSHIP BALANCE REQUIREMENT
A minimum balance of $25.00 is required in the primary
Savings account for
membership.
SHARE CHECKING POLICY
$100.00 minimum to open
| No service charges |
$0.00 |
| Return items/or overdraft |
$15.00 |
| Stop Payments |
$15.00 |
| Share checking copy |
$3.00 |
| Check printing fees |
Prices vary |
| A member opening a share checking account must be the
primary owner of the checking account, with printing checks listing the
primary owners name first. All names appearing on either the savings
or checking account will have access to the account. |
| If the share account co-owners are different than those
on the share account a new signature card must be completed. |
| The Credit Union retains the right to obtain a report
from Chexsystems before opening the account. |
| The account will be automatically debited for check
printing charges at prevailing rates of the printer. |
| Abuse of the account constitutes grounds for cancellation
of the account. |
FUNDS AVAILABILITY POLICY
| Our general policy is to allow members to withdrawal funds deposited in you
account on the first business day after the day we receive your deposit.
Funds from electronic Direct Deposits will be available on the day we received
the deposit. In some cases, we may delay you ability to withdrawal funds
beyond the first business day. Then, the funds will generally be available
by the fifth business day after the day of deposit. |
DIVIDENDS
| Dividends are calculated on the average daily balance and are paid and
compounded at the end of each quarter. Dividends are available to the owner of
the account any time after they are paid. Dividends are paid from available
earnings. The rate and method we use to calculate dividends may change. |
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